National Risk Advisors

Full Circle of Advice

Our Reinsurance Aim For You

Our clients receive National Risk Advisors’ Full Circle of Advice to help them better manage their risk while achieving the optimum cost and coverage associated with their identified risk. This advice and service is unique and unparalleled/unmatched in the Managed Care Reinsurance Industry and is what distinguishes us from our competitors. Our commitment to delivering exceptional advice and service stems from our record of proven performance beginning at the genesis of Managed Care Reinsurance in 1984. We trust we will have an opportunity to demonstrate our experience, advice and dedicated service built with seasoned reinsurance underwriting professionals first-hand for you.

You,
the
Client
Risk Identification
and Evaluation
Reinsurance
Coverage Audit
Prepare Specifications
and RFP
Claims Analysis
and Adjudication
Market Your Risk
Prepare Proposals
and Net Cost Analysis
Recommendations
and Reinsurer Selection
Binder and
Policy Issuance
Implementation Meeting
Client Services
- Claims Monitoring
- Acct Management
- Renewal Planning

As your trusted advisor, we believe in “trusted relationships” vs. transactional relationships since this gives our clients the best opportunity for a comprehensive, coordinated and competitive Reinsurance Program.

Our role is to help clients gain a full understanding by knowing what to do and why so they can have a complete, coordinated and cost competitive Reinsurance Program. Thus, rerouting your reinsurance to align it with your risk exposures gives maximum protection and cost savings.

We analyze your risk, claims and driving exposures to present them in the most positive manner to the Reinsurers to assure the lowest/most competitive rate AND cost savings.
Since we represent all of the major reinsurers at the board and executive levels, work with them on a daily basis, and have market clout due to our national buying power, we can offer options at the most competitive cost.
Our actuarial and analytics are formidable and state-of-the-art in helping clients understand what is driving their risk and claims cost. We link Risk + Reinsurance + Actuarial into a unique risk picture for best protection design and cost. This probability and severity of loss analysis helps to gain additional cost savings for the client. From this unique and individual perspective, we can use this information to the client’s advantage in gaining not only far superior coverage but also buy it at the most competitive price.
We give clients insight into their risk. As former reinsurers/underwriters, we want our clients to be educated and to know what we know so they can make the most intelligent decisions for their firms. We do this through our forensic analysis, attention to detail, and preparation of a Net Cost Analysis written with the CEO and CFO in mind so they can make wise choices for their protection and long-term benefit. This stewardship, commitment, and advice are what distinguish our services in best shepherding the risk and cost for our clients.
Catastrophic Medical Claims are a significant financial risk for clients. Through the use of tailored Reinsurance our clients have the assurance of receiving the optimum and complete arrangement for transferring catastrophic risk to the reinsurer in the most economical fashion. Additionally, clients gain assurance and confidence of trading unpredictable risk for a predictable cost/premium. Our independent perspective, unbiased advice, dedicated team and proven years of performance enable our clients to make “risk management” decisions with the greatest degree of assurance, not otherwise possible. This is what a trusted advisor and advocate relationship is all about.

Linking Risk + Reinsurance + Actuarial For Best Results

In today’s ever challenging healthcare world of more and more risk, uneven coverage, and escalating premium costs, we want to provide some level of certainty

Making Reinsurance Pay - Value/Cost Analysis Using Net Cost

NRA has linked Risk + Reinsurance + Actuarial Science to offer a Unique One-of-A-Kind solution unlike any other risk advisory/consultancy firm in the reinsurance marketplace.

Why are Clients Loyal

Clients do not seek to change reinsurance brokers unless they are given little choice. Even when frustrated, clients often avoid change and it's easy to understand why.